- If it is not for a legal purpose.
- Failure to renew a contract.
- When the insurer is finally wound.
- Not obeying i.e. going against the principle of uberima fides.
- Insolvement
- When the parties don’t have legal capacity to contract
- When the terms and conditions of the contract are not acceptable to the insurer and the insured.
- Where there lacks a payment and a consideration.
Well and it helps