Outline the circumstances under which a floating charge will crystallise.

 Default in payment of the principal or interest when due and payable provided the chargee takes some step to enforce the security.
 Commencement of recovery proceedings against the company.
 Appointment of a receiver by a chargee or the court upon application.
 Commencement of winding up.

Occurrence of an event contemplated by the debenture.
 If the company ceases to carry on business.

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